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[-] Madison420@lemmy.world 5 points 9 months ago* (last edited 9 months ago)

Bank of America has two factor and optional 3 three factor integration, what are you talking about?

https://www.eff.org/deeplinks/2016/12/how-enable-two-factor-authentication-bank-america

[-] atrielienz@lemmy.world 3 points 9 months ago

Bank of America is not one of the banks I talked to because I will never bank with them again. I was 18 and they sent me (unsolicited) a credit card when I opened my first checking account. It had A 35% interest rate.

[-] Madison420@lemmy.world 3 points 9 months ago

Commerce, Midwest, citi, and most if not all state banks have 2fa at this point.

[-] atrielienz@lemmy.world 2 points 9 months ago* (last edited 9 months ago)

2fa with a physical key? Also it's been more than a year since I last checked at all.

[-] Madison420@lemmy.world 3 points 9 months ago* (last edited 9 months ago)

Via third party integration yes. Outside of that is user/password then they send a code to your email or phone you enter that and it bumps you to third party if you've requested it.

https://www.bankofamerica.com/security-center/online-mobile-banking-privacy/usb-security-key/

[-] atrielienz@lemmy.world 3 points 9 months ago

Thank you. I actually really appreciate this information.

[-] Madison420@lemmy.world 2 points 9 months ago

No problem.

Iirc any bank that does European transactions is obligated to offer it so they can conduct business with European banks.

[-] ICastFist@programming.dev 1 points 9 months ago

35% interest rate

Per year? Rookie numbers, imagine that per month

this post was submitted on 12 Nov 2023
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