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Cause it isn't
(lemmy.ml)
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this post was submitted on 29 Nov 2023
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Yikes Fun fact: not enough to survive, and applying without being denied and being forced to hire law firms is the norm, not the outlier. By contrast that same government blew nearly 20 trillion on principle and interest for wars with no benefit to any American people. Meanwhile one party is actively working to eliminate all SS and disability insurances since it's already crippled this far.
It was never meant to be. It's supplemental income. The government has always expected people to be able to 'save' somehow or also pay for injury insurance. Hence supplemental income. Unfortunately the vast majority of disabled people often never had great resources to begin with.
The maximum payout is also loosely scaled to Federal Poverty Levels which can be woefully low depending on the Cost of Living in most areas. It was also not meant to support an entire family, it was meant to support 1 person.
https://www.investopedia.com/ask/answers/082015/what-are-maximum-social-security-disability-benefits.asp