Exactly. We've seen piracy go down fairly consistently with the rise of Netflix, as it was providing good service and a huge catalogue for a pretty fair price. But piracy started picking back up when every major production company decided to do their own thing, and getting the content you wanted is, again, prohibitively expensive.

Spotify is more convenient than piracy, so I'm happy to use it as long as I feel the price is fair for the value I'm getting out of it.
Netflix, Disney+, HBO and whatever else there is? Not nearly as convenient as radarr/sonarr + jellyfin. I was fine with giving Netflix my money a few years ago when the price was fair and the catalogue was huge. But at this point, a seedbox can be had for cheaper than a basic subscription to any of the TV/movie streaming services. So fuck em.