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At least it’s not overdraft fees.
I mean yes they’re trying to bring those back, but like… for now anyways.
I’ll never forget one day when my sister’s bank logged her charges first, then her paycheck all on the same day.
It took one phone call from her to say “uh, can’t you just reverse the two and take away those $300 in overdraft fees,” and they obliged!
…and that’s probably why that lovely bank is out of business/got bought by Chase.
Wachovia did that shit to me one time and racked up hundreds of dollars of overdraft fees. They didn’t process the charges chronologically, nor did they smallest amount to largest. They charged the largest first and kept going (second largest, third, …). Worst part of it was I asked the teller before the spending spree (financial aid check when I was in college) when the funds would be available. She told me immediately. If I’d have just waited until the next business day for them to actually be available, nothing at all would have overdrafted.
At least it’s not overdraft fees.
I mean yes they’re trying to bring those back, but like… for now anyways.
They left?
You’re right, 🤦CFPB was going to get rid of them (or cap them) under Biden, but Trump nixed it.
Bring them back? My bank never got rid of them.