Biden promised to now turn to the Higher Education Act of 1965 to restore student debt relief. He also plans to enact a 12-month repayment program that would help people with student debt avoid defaulting on their loans if they couldn’t pay and avoid years of bad credit ratings.

I just had a crazy thought that likely would not pan out. So the Supreme Court said the executive branch can’t “transform” the loan. Apparently though the option was there to provide loans that, if used for a specific purpose, were partially or completely forgivable.

Why not just issue equivalent loans, with the stipulation that they must be used for the student loans? If the disbursed amount is not used for student loans within X time period, they are not forgiven and accrue interest.

It is not “transforming” the loan, and unlike the PPP loans there is a vested interest in making sure it is used for the right purpose. Granted, it could become a logistical nightmare to run it smoothly.

I’m glad Biden is fighting for debt relief. It’s the first step in a process that should end with free schooling.

Can Clarence Thomas just take that vacation to a rich donor's ranch already? It did wonders for Tony Soprano- er, Scalia.