Why can't we make card payments without Visa in Australia? We need to ditch these foreign companies and develop our own or co-operate with peer countries. I ditched Paypal and Amazon but I still have to donate to Visa every time I buy a pie.
this post was submitted on 31 Mar 2026
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EFTPOS and OSKO. The problem is that some modern payment processors don’t accept them.
Importantly, [removing surcharges] also represent a structural shift in the market towards greater transparency and stronger competition, creating an environment that plays to Tyro's unique strengths.
LOL what? This is some a-grade bullshit.
In the before times, there were no "surcharges". If the price on the menu was $10 then the charge on your card was $10.
Then Tyro appeared and said to cafes and restaurants, we can add our fees on top of the charge. So the price is $10 but the customer pays $10.15.
IMO, Tyro instigated the practice of surcharging.
I feel like this will just hide to regular folk how much we are just giving away to visa and Mastercard and lessen the popularity for a public payment network (similar to the one Europe is building).
EFTPOS and OSKO are semi-public payment methods (sponsored by the banks).
I have now configured ApplePay to use EFTPOS rather than VISA on my debit card, where possible.
I already pay my masseuse with OSKO because she prefers it to cash, and there are no fees.
I will still use Credit Cards for online purchases because; Online stores only accept VISA/MasterCard (and sometimes AMEX) and the Consumer Protections provided by the Scumsuckers are actually quite good.
From your article:
The final part of the reforms is to increase transparency and competition over fees, with eftpos, Mastercard and Visa to publish the fees they charge.
I’m talking about the part where fees are essentially hidden to consumers (but not to businesses). This separate change you mentioned will still be good, but doesn’t negate that fees are now hidden.
Surely all they'll do is increase the price of goods and hide the surcharge in there?
Yes, just like how the price of most things is an amalgamation of factors from profit, materials, labour transport, the cost of handling cash, rent, etc.
But you pay the price that is on the box. That's a core tenant of this country as far as I'm concerned.
Same with Tipping.
Service staff must be paid a living wage. If they get a little bit of extra cash on the side because they provide excellent service, that is nobody else’s business.