It's neither of those things. Words have meanings, and legal terms have very specific meanings.

Anarchy forever?

It can't be that people are organically wanting to talk about a recently released triple A game by an old and relatively beloved game studio. They must be paid actors.

I'm not sure that using the entire QA staff of the world's largest agglomeration of Dev studios on a single game only qualifies as "not cutting corners". That's surely going above and beyond.

They are optional you know?

You have done that yourself

Someone explained fallacies to them years ago and that's the one they can remember

Qualification in alternative medicine?

Yes

It's them or us

Who did the economy recover for?

Disaster relief. If your players are good-inclined, they have a wide variety of abilities that would be helpful in saving a community from fires, plagues, earthquakes and more.

Otherwise, something like an encounter with the wild hunt or another plane's equivalent. They don't start hostile and have confusing rules the party need to Intuit to avoid negative consequences or violence