Well, that's not at all what I said. Japanese compact cars were generally pretty cool and affordable in a way most similar small American cars were not, so of course they get customized a ton more that their American equivilents.
The people who actually made their cars perform were the racers, those who did the truly terrible mods were the ricers.
Yes, racist due to stereotyping. But it was more wordplay for insulting the taste of the person in question in comparison to the racers, not their ethnicity or the origin of their car. Bad taste is pretty universal. And as with pretty much anything in language, people can and clearly have used it as a racial insult. I just don't think that was it's origin.
I am really amused it has morphed into a more positive connotation with the *nix crowd, while still meaning essentially the same thing. Language truly is a living thing.
Credit/debit systems appear to have existed for at least 5000 years. Money is just an abstraction technology to make the credit/debit economy work more smoothly and scale up.
As money is a foundational tech for civilization, you'd need to find a replacement tech that serves much the same purpose, but avoids whatever downsides you feel outweigh it's benefits. That's a hard problem.
Then implement it in such a way that civilization doesn't implode during the transition. This is a very hard problem.
And then prevent humanity from finding a way to exploit that tech for the benefit of the few, bringing you right back where you started. This is a nearly impossible problem.