They are great, here in my hometown (Nottingham, UK) we have a little place called Louisa's, and as far as I'm aware, she's the only vegan chocolate maker in the UK. She does direct trade with small family farms so that everyone gets paid fairly (direct trade > fair trade), she also knows a lot about the cocoa plant and so will visit her farmers to help them grow better beans and ensure these farms are run in an ethical fashion.
Her chocolate is absolutely divine too, if you can, order from her.
Warning, it's pricey, but hopefully you'll understand why!
Personally i see UBI or similar schemes as a weak quick fix for a much larger problem. I'd like to see legislation around how an AI can be trained and if its using art, that needs to be properly licensed and not stolen. With the sheer amount of money being thrown around by big tech these days, I absolutely do not believe they can't afford to pay people for the art they are using, and if an artist tells them to do one, they should fucking do one.