Indeed.
Each of the issues you described is mitigated - if not cured - by steady income. And each is greatly exacerbated by a lack of such income.
What is really important is that the family and friends of the people struggling with these conditions aren't also impoverished. The outcomes of each these conditions are vastly improved when the sufferer's caregivers have the time and resources to attend to them.
UBI benefits everyone involved.
For the cases where the individual is not capable of managing their own money, it is still better for their caregiver to receive and manage their money on their behalf than to periodically send them crates of cauliflower and tomatoes.
UBI is not charity. UBI is what the nation owes you as a shareholder of USA, Inc.
Exactly. Which is why the children of rich people so often become homeless. All that money they had when they were kids kept them from learning long-term skills that lead to success. It stunted their financial growth, rendering them particularly susceptible to poverty.
The children of the impoverished, on the other hand, were forced to learn money management skills for their very survival. The superior money management skills of impoverished kids practically guarantee their future success.
This explains why self-made millionaires are so common, and generational wealth is so difficult to maintain.
Right? That's how it works in your head, right? The people with easy access to money never learn how to manage it and ultimately squander it, right? The people who have to fight for every dime are the most successful, right?
Right?
Agreed. And an organization doesn't get smaller or privater than a single individual. We can cut out 100% of the bullshit bureaucracy and give it straight to the individual, directly, or their caregiver if they are not qualified to maintain their own affairs. Remove everyone else, as they don't add shareholder value.