I never said that. I said do not follow known or suspected phishing links. It takes practice and skill, and it is not always simple. But if you know if it is a risk, you should consider avoiding the risk.
"This looks like it might be phishing. Let me check it out and see what's on the other side." <--- That's what I am suggesting to avoid.
Security is an onion: layered. Patched software. Good, unique passwords. MFA. Various security defense tools. But technology can have gaps, flaws, or be circumvented. It's important to keep in mind that us as individuals are also a security layer, and are often the first or last line of defense.
I think their cost is a huge barrier to entry for most people.