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Competition: FA Cup Semi Final | Date: 21st April

Kick off: 15:30 BST | Venue: Wembley Stadium

Referee: Rob Jones

Expected lineup: You tell me

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I am trying to cut out Reddit from my life but I'm always ending up re-installing it because I simply don't know what do with my time. We have two small kids (1y and 3y) so I can't simply just read more, train more, play games, watch TV, etc.

It's rather.. Reddit filled those small micro breaks I get throughout the day. When I have a few minutes on my own when my wife has the kids.

Lemmy is nice but it's just not enough content to fill this need. I have been thinking about Blinkist or reading something lighter on my phone (something which is easy to take a break from whenever).

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[-] designated_fridge@lemmy.world 18 points 3 months ago

My first gig as a software developer offered Fedora23 I think it was if you wanted Linux. Would be interesting to see how much has changed but I don't really have a machine to just throw fedora on

[-] designated_fridge@lemmy.world 25 points 3 months ago

I was close to it. I'm an advocate for paying for services I use. We're way too used to getting everything for free and we should be willing to pay for services we appreciate.

Which made me realise that Facebook especially I don't appreciate. So I quit instead. It had value to me once but those times are long gone.

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Svenska miljonärer är rikare än någonsin. Det visar lyxtidningen Connoisseurs undersökning av sina läsare, där en tredjedel av miljonärerna har över 20 miljoner i värdepapper och hela 7 procent av miljonärerna besitter över 100 miljoner kronor. Att jämföra med fjolåret då samma kategori utgjorde 3 procent.

  • Det är helt unikt. Vi har aldrig sett något liknande, det finns väldigt mycket pengar i landet, säger Susanne Ytterskog. Hon är chef på Connoisseur som hon även grundade 1998. En tidning som delas ut tre gånger per år och skickas ut till de vars årliga inkomst landar på 2,6 miljoner kronor eller mer, det vill säga en bra bit över medianinkomsten för svenskar som ligger på 371 500 kronor per år enligt Statistiska centralbyrån.
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[-] designated_fridge@lemmy.world 32 points 1 year ago

Yeah, Google+ was such a hit thanks to its lack of users

[-] designated_fridge@lemmy.world 81 points 1 year ago

It's like people are trying to misinterpret.

Liftoff is strictly using Lemmy's free API and for the developer 5 users or 5M users doesn't make a difference to his expenses.

The Sync developer is obviously trying to do something more ambitious.

It's great that we have FOSS apps that do a decent job but we shouldn't look down on developers who put a lot of time, effort, and money into something expecting to make a return on their investment.

I don't like data collecting either but I accept that if you want to offer a free version - it's inevitable. What I hate is when you're not able to pay for ads to go away.

But I might be biased as I'm a developer myself and would hate to put 8-9 weeks of hard work into delivering a great app and then get hate for wanting to get something in return for that work.

[-] designated_fridge@lemmy.world 19 points 1 year ago

I think you're spot on and it applies in general to why we see a trend of subscriptions. When we all got our first smartphones, most apps were local and it didn't cost the developer more if they had 1M downloads compared to if they had 50 downloads.

[-] designated_fridge@lemmy.world 24 points 1 year ago

I think the main issue is we don't know where Lemmy is one year from now. I have already started to see a decline in my usage because there simply isn't enough content. /c/football is virtually dead it feels like and it (or rather /r/soccer) was my number one subreddit.

[-] designated_fridge@lemmy.world 70 points 1 year ago

What the hell, this is so impressive. I'm blown away! Did not expect this kind of experience this fast!

[-] designated_fridge@lemmy.world 16 points 1 year ago

Pff, this has to do with people caring more about their polling numbers than the environment.

Actually saving the environment requires some hard sacrifices and it's hard to be the elected leader who tells their voters that they're going to pay more and get less.

But in non-democratic countries you're right of course.

[-] designated_fridge@lemmy.world 66 points 1 year ago

Are you kidding me? Just checked this community for the first time in a month and this post is 15 minutes old? That's freaky timing

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Rätta mig om jag har fel men Riksbanken ökar styrräntan vilket leder till att folk betalar mer ränta på sina bolån vilket betyder att de inte längre har råd att konsumera vilket leder till att priserna sjunker vilket leder till att inflationen är inbromsad?

Och vinnarna i detta är storbankerna som täljer guld med smörkniv.

Det känns som att samma effekt borde gå att uppnå men med något medel där pengarna används till något nyttigt? Typ en inflationsskatt och sen stoppas pengarna in i välfärden eller något istället?

Eller missar jag någon aspekt som gör att det är oundvikligt att behöva stoppa mer och mer pengar i storbankernas fickor?

[-] designated_fridge@lemmy.world 28 points 1 year ago

Because they care about one metric: time spent watching ads.

If they only show you chronological - for example - there is a risk you open the app, find that nothing has happened (or what happened is of low quality). Controlling what you see makes it easier to also ensure there's always a reason to visit the page. Leaving it all to recency or popularity or something means handing over the control of your time.

And it's always going to piss off people but the important part is what it does for the big masses (which likely is - more time spent watching ads)

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Hi!

I have some serious smartphone addiction I'm trying to get on top of. I've tried to uninstall all time consuming apps from my phone but have realised I tend to start using the web version when I don't have the app.

So far I haven't found any browsers where I can either block certain websites or limit the time I'm allowed to spend on them.

Anyone know if those browsers exist?

[-] designated_fridge@lemmy.world 108 points 1 year ago

Most of the aspects have already been covered but I would want to add one:

This was always the plan, it just wasn't as highly prioritised as growth.

I work as a developer at a big tech company. We (the company) had our roadmap and it was mostly about getting more users. The more users you have the day the economy turns - the better off you are (... If you manage to turn an profit).

So when the economy went to shit and we (and other tech companies) no longer can loan money for free to cover our running expenses - the priorities shift. Working towards attracting more users is only going to increase your costs at the point and you don't want to run out of money. So all roadmaps changed and cost saving efforts became the highest prio all of the sudden.

[-] designated_fridge@lemmy.world 20 points 1 year ago

Makes a lot of sense since it's a sub for power users. The proportion of 3rd party app users is probably among the highest at Reddit

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submitted 1 year ago* (last edited 1 year ago) by designated_fridge@lemmy.world to c/sweden@lemmy.world

Hej hallå!

Jag vill bara tipsa om att se över er tjänstepension så att ni inte sitter på aktivt förvaltade fonder.

Tumregler för ett bra fondsparande (gäller såklart privat också, inte bara för tjänstepensionen):

  1. Välj en passivt förvaltad fond. Det ska alltså inte sitta någon tomte på storbank och förutspå hur marknaden ska gå för ingen kan förutspå hur marknaden kommer att gå
  2. Välj en med låg avgift (<0.4%). Snittavgiften på en aktivt förvaltad fond i Sverige ligger på 1.25% men de kan gå upp ända till 2-2.5% (trots att all evidens pekar på att aktiva förvaltare är sämre än index, se https://www.spglobal.com/spdji/en/research-insights/spiva/ )
  3. Äg så många bolag som möjligt. Med detta menar jag att du ska ha en så bred fond som möjligt. Inte en techfond eller en sjukvårdsfond. Köp en global indexfond.

Köp en global passivt förvaltad indexfond som är så billig som möjlig

Exempel på bra fonder:

  1. Länsförsäkringar Global Index
  2. Avanza Global
  3. Dnb Global Indeks S
  4. Storebrand Global All Countries
  5. Skandia Global Exponering
  6. Nordea Passiv Global

osv.

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submitted 1 year ago* (last edited 1 year ago) by designated_fridge@lemmy.world to c/youshouldknow@lemmy.world

If you're saving monthly into an active fund - please stop doing so. Research shows that they consistently underperform and that they are not worth the fee they're charging.

Buy a cheap, broad index fund instead.

Why YSK: an actively managed fund has no guarantee to be better than a cheap passive one (Someone in the comments called it a mutual fund? I'm not natively English so not sure about the terminology) but at a 1.25% fee - over 30 years around 30% of the return will have been swallowed by the fees. Banks don't make money from the cheap passive funds so they will be pushing the expensive ones even though it goes against all the research. They are not interested in making you rich.

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designated_fridge

joined 1 year ago