Sadly we can see an example of it in action with the rubbish Family Boost scheme National came up with. They've spent more money administering it than actually providing rebates. Poor people can't afford to pay for ECE first and then apply and wait weeks or months for a rebate. Was the original free ECE hours perfect? No and absolutely a lot of private ECE centers were abusing it. But Labour's plan to extend free ECE hours to two year olds would have benefited far more people.
I think my problem is I have a mindset of scarcity
I don't think this is uncommon, particularly in western culture as a lot of western society places importance on individual wealth building rather than society as a whole.
I always think of this proverb:
A society grows great when old men plant trees whose shade they know they shall never sit in.
We need to try to build a future society for those that come after us. Not just to reap the benefits in our own lifetimes.
I don't know if we'll ever get a UBI, but we don't have one now and is the Govt helping you right now?
I think social media, algorithms and the huge influence American media and culture has is what has driven a lot of this. It's definitely gotten worse over time. I really do wonder what the future holds for the next few generations.