In Australia we get a rebate on tax if we hold private cover. The rebate is generally larger if you hold better cover up to a certain level of income where you can clearly afford both.

Hospital + extras for myself and wife was about 3k last year.

For things like regular scripts I'm on some stupid expensive drugs but because of PBS instead of 20,000 per month I pay $35 ish per script until hitting a safety net threshold and it drops to $5 per script.

After turning 31 if you don't get private cover it costs more for each year you don't get it when you eventually do. It's to encourage people to get it if they can afford it. I'm not a fan but that's how it works at the moment

~1500 for a 2x1 unit purchased in 2015 at a stupid time for nearly 400k when the market was coming way down. Could have waited a year or two and been able to afford a house with a better deposit.

Thankfully getting close to having it paid off

Can confirm