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this post was submitted on 14 Apr 2024
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You were telling your daughter that you're spending $30/mo on her to make her happy instead of saving it for your old age? I don't know how you communicated that, but on the surface that does not sound like a healthy thing to tell a child.
If you're worried about providing your daughter a fulfilling childhood, maybe also consider prioritizing time with her? You spend a lot of time on Lemmy dude, is that time you could be spending with her? Or are you on your phone a lot when you're with her?
Do you think that maybe you don't pay attention to what actual times of day I'm on Lemmy vs. when I'm not on Lemmy and think that maybe I spend those times with my family?
I'm here a lot because I'm currently very sick (I recently got back from the Mayo Clinic). I suppose that's my fault?
No, I've never paid attention to when you're online, I just see you average 100 comments and posts per day. I still think telling your daughter that you're spending $30/month on her instead of saving for retirement is not healthy.
I know a lot of people taking care of their elderly parents. I have yet to meet one who says they regretted their parents buying them toys. Do you know any?
Also, as I already said, I am on Lemmy a lot because I am very sick and have nothing else to do most of the time.
You're misunderstanding my point. I'm saying it's not healthy to tell your young child explicitly that you're making this choice between buying them a toy or saving for retirement. This conversation started with you saying you just had that conversation with your daughter yesterday.
Do you think the conversation was literally "I'm making a choice between buying you this toy and saving for retirement?" For one thing, she's almost 14.
Egad man, what is happening in your head
Here is what is happening in my head.
You said:
I agree. But I don't have a young child anyway.
That was not the conversation we had.
I hope this clears things up.
You should probably go up top there and change where you said "I just had this conversation with my daughter yesterday"....
I did not say that. That is false. This is what I said and this is it in context:
In other words, I was talking to my daughter about people who think you should invest money rather than buy groceries.
Once again, I hope this clears things up.
Not even a little 😕 Who exactly is telling you to invest your money instead of buying groceries?
https://www.theguardian.com/lifeandstyle/2017/may/15/australian-millionaire-millennials-avocado-toast-house
The only person I've seen attempting to make that argument in this thread is you. It's been a really weird strawman thing.
Raises hand
Hello, I'm now paying out the ass for my parents not to starve in their old age. We were poor as shit growing up, but I know my parents never had a written budget and they could have made better financial choices. I'd still be supporting them but it wouldn't be as painful.
Every dollar spent on Christmas gifts that we forgot about a month later could have been a dollar invested in their retirement. I wish we'd decided as a family to not partake in gift exchanges and instead spend more time with each other. I wish my siblings and I had been encouraged to start working as teenagers to contribute to the family budget.
Most of all, I wish we'd had a clear financial plan as a family. I didn't figure out finances until my early 20s. The value of saving is something that should be taught at a young age.