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this post was submitted on 18 May 2024
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Ah yes. Late fees. Something that clearly contributes to our society.
Yeah, better than nothing, but wouldn't have been enough.
Another example why it never pays off to go after moderate solutions. Republicans will fight everything equally as hard, so why not actually try for a lot?
At least then when things actually make it, they cause a difference
The things that actually make it trend to be the things that can get enough centrist support to overcome Republicans. Or on the rare occasion when Democrats can cut Republicans out of the process entirely (ie budget reconciliation)
Without late fees there is no incentive to pay on time. I don't understand the rationale to remove them entirely, though regulating maximums makes sense.
I disagree. The 20-30% interest a lot of credit cards have is enough of a reason to pay on time.