I'm (unfortunately) not even close to retirement, but everything you said, I agree with. For me, a job is like a train track, and I'm on the train and life is just going, and I get off at stops here and there, but that clickity-clack is a constant white noise. Perhaps it's me remembering the immaturity of when I was younger, but I've always found that when I don't have work, I seem less focused on general.

I am fortunate to have a good job, and I don't love it, but it's more than tolerable, which to me is the benchmark. I assume how you feel about your job is a big factor in this whole discussion. I imagine I'll work less when I hit the magic social security number, but the thought of retiring just stopping working entirely one day just doesn't make sense to me.