Let me see what I can do.

A "debtor" is a company or person who owes money. I would assume that by "corporation," they mean "the 'corporation' which is both you and not you." So let's call that "Someone who owes money."

A "creditor" is a company or person to whom money is owed.

I believe that "individual agent" is referring back to the "person," while the "straw man" is the imaginary magical --

You know, fuck it, I can't even.