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I suspect what you're missing is that the vast majority of people have never heard of mutual aid groups, including myself.
Could you explain what a mutual aid group is and how someone would go about finding one?
I only heard about them recently too so I might give an incomplete answer but the general gist is that mutual aid is when a group of people band together and share whatever resources and services that they have to offer to other people in that group.
So if someone made an excess of vegetables in their garden they would give that to others in the group without expecting anything immediately in return in the hopes that when their fence breaks down and they request help someone with knowledge on how to fix it would be willing to come help.
As for finding mutual aid groups I've seen mutualaid.wiki and mutual aid hub but I'm not sure of what else there is.
Edit: with to without
Last question first: try searching for a food not bombs chapter near you
But mutual aid groups are basically charities but it’s folks helping each other with a shared understanding that they may need help next rather than people giving to the needy.