The individual on one side is indeed powerless (or at least it seemed to, until Luigi showed everybody that things aren't quite like that).

However on the other side there are individuals too and they are not powerless and have in fact chosen to set up the system to make everybody else powerless in order to take advantage of it, and then deflect the blame to "the rules", "the law" or "the algorithms", when those things are really just a 2nd degree expression of the will of said powerful individuals.

(And as somebody who worked in making and using Algorithms in places like Finance, algorithms are very much crafted to encode how humans thing they should work - unless we're talking about things done by scientists to reproduce natural processes, algorithms - AI or otherwise - are not some kind of technical embodiment of natural laws, rather they're crafted to produce the results which people want them to produce, via the formulas themselves used in them if not AI or what's chosen for the training set if AI)

My point is not about the point itself that you made, but the language you used: by going on and on about "the algorithm" you are using the very propaganda of the very people who make all other individuals powerless that deflects blame away from those decision makers. That's the part I disagree with, not the point you were making.

PS: If your point was however that even the decision makers themselves are powerless because of The Algorithm, then I totally disagree with it (and, as I've said, I've been part of creating Algorithms in an industry which is a heavy user of things like models, so I'm quite familiar with how those things are made to produce certain results rather than the results being the natural outcome of encoding some kind of natural laws) and think that's total bullshit.