Rant

411 readers

1 users here now

A place where you can rant to your heart's content.

Rules :

Follow all of Lemmy code of conduct.
Be respectful to others, even if they're the subject of your rant. Realize that you can be angry at someone without denigrating them.
Keep it on Topic. Memes about ranting are allowed for now, but will be banned if they start to become more prevalent than actual rants.

founded 2 years ago

MODERATORS

SexualPolytope

credit bureaus are fucking nonsense (self.rant)

submitted 6 days ago by aquafunk to c/rant

7 comments fedilink hide all child comments

equifax/transunion: we're going to hold all your personal information in a database to "determine your credit worthiness." don't worry, it's totally secure- WHOOPS, we got hacked! guess everyone has your personal information and phone number now

me: *uses a separate phone number for various purposes to manage spam and potential identify theft from data breaches

equifax/transunion: oh, look! we don't care why, but there are "too many different phone numbers" being reported for you. we're lowering your credit score

me: sigh 🤷

you are viewing a single comment's thread
view the rest of the comments

[–] undefined@lemmy.hogru.ch 10 points 6 days ago (1 children)

Somewhat related: I just gave up on keeping a clean credit score. I realized now at 35 that I’m never going to own a house in my crazy expensive city, and I’m never going to buy a brand new car so what’s the use of having a great score?

I still pay off all my debt but I don’t give a fuck if I miss a payment when the greedy fucks are charging high interest anyway.

[–] aquafunk 5 points 6 days ago

I just gave up

at some point, I realized I don't ever want to be their idea of a perfect person to loan money to (read: perfect person to drown in debt and make as much money as possible from), and I wear that "unworthiness" as a badge of honor