this post was submitted on 29 May 2025
42 points (97.7% liked)

Rant

443 readers
1 users here now

A place where you can rant to your heart's content.

Rules :
  1. Follow all of Lemmy code of conduct.
  2. Be respectful to others, even if they're the subject of your rant. Realize that you can be angry at someone without denigrating them.
  3. Keep it on Topic. Memes about ranting are allowed for now, but will be banned if they start to become more prevalent than actual rants.

founded 2 years ago
MODERATORS
 

equifax/transunion: we're going to hold all your personal information in a database to "determine your credit worthiness." don't worry, it's totally secure- WHOOPS, we got hacked! guess everyone has your personal information and phone number now

me: *uses a separate phone number for various purposes to manage spam and potential identify theft from data breaches

equifax/transunion: oh, look! we don't care why, but there are "too many different phone numbers" being reported for you. we're lowering your credit score

me: sigh 🤷

all 7 comments
sorted by: hot top controversial new old
[–] undefined@lemmy.hogru.ch 11 points 3 weeks ago (1 children)

Somewhat related: I just gave up on keeping a clean credit score. I realized now at 35 that I’m never going to own a house in my crazy expensive city, and I’m never going to buy a brand new car so what’s the use of having a great score?

I still pay off all my debt but I don’t give a fuck if I miss a payment when the greedy fucks are charging high interest anyway.

[–] aquafunk 5 points 3 weeks ago

I just gave up

at some point, I realized I don't ever want to be their idea of a perfect person to loan money to (read: perfect person to drown in debt and make as much money as possible from), and I wear that "unworthiness" as a badge of honor

[–] wesker 3 points 3 weeks ago

I just find it annoying that when you pay off a loan, such as a vehicle, your credit score often gets heavily dinged FOR BEING DILIGENT AND PAYING OFF DEBT.

Clearly designed to encourage debt.