this post was submitted on 29 May 2025
41 points (97.7% liked)

Rant

415 readers
5 users here now

A place where you can rant to your heart's content.

Rules :
  1. Follow all of Lemmy code of conduct.
  2. Be respectful to others, even if they're the subject of your rant. Realize that you can be angry at someone without denigrating them.
  3. Keep it on Topic. Memes about ranting are allowed for now, but will be banned if they start to become more prevalent than actual rants.

founded 2 years ago
MODERATORS
SexualPolytope
41
credit bureaus are fucking nonsense (self.rant)
submitted 1 week ago by aquafunk to c/rant
7 comments fedilink hide all child comments
 

equifax/transunion: we're going to hold all your personal information in a database to "determine your credit worthiness." don't worry, it's totally secure- WHOOPS, we got hacked! guess everyone has your personal information and phone number now

me: *uses a separate phone number for various purposes to manage spam and potential identify theft from data breaches

equifax/transunion: oh, look! we don't care why, but there are "too many different phone numbers" being reported for you. we're lowering your credit score

me: sigh 🤷

you are viewing a single comment's thread
view the rest of the comments
[–] aquafunk 8 points 1 week ago

only there to disadvantage poor people

it's awesome how much money I'm paying various apartment management contractors to pull exactly the same data from exactly the same government agencies and credit bureaus. sometimes multiple apartments use the same application/screening contractor, but they wont re-use the data they pulled without charging me again - it's not even a week old! some of these are public records they're pulling! and I already have a current copy of my credit report I could provide them! they tried to legislate a 'comprehensive reusable tenant screening report' here (washington state USA), but it's not mandatory to accept it 🤦the whole thing is scam after scam, double- and triple- dipping

how much do you want to bet some people own apt management companies AND application/screening companies? if my finances were tight, applying for multiple places would be out of the question