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submitted 1 year ago by Yuritopiaposadism@hexbear.net to c/urbanism@hexbear.net

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[-] YearOfTheCommieDesktop@hexbear.net 37 points 1 year ago

absolutely cursed as expected. the latter is also how tuition assistance is last I checked. parents can't or won't help pay? too bad, their income still counts against you by default until age 26

[-] Mokey@hexbear.net 7 points 1 year ago

No, if you file your taxes as an independent that isnt true. Basically your folks have to stop claiming you for a tiny morsel of money. My parents didnt want to do that and we both didnt do enough research so i got fucked hard for student loans.

[-] YearOfTheCommieDesktop@hexbear.net 9 points 1 year ago* (last edited 1 year ago)

Nope. FAFSA imposes much stricter requirements than simply filing taxes as independent.

I was wrong about age, it's age 24 not 26 though.

Here are the factors that will get you out of having parental income count against you:

being 24 or older as of Jan 1 of the school year
being married
being a grad student
having dependents yourself
being in the military or a veteran
Having been recently orphaned/put into foster care/emancipated
being homeless or self-supporting and at risk of being homeless

*If you don’t answer “yes” to any of the questions above, you’re still considered a dependent student for purposes of applying for federal student aid even if you don’t live with your parents, are not claimed by your parents on their tax forms, or are paying for your own bills and educational expenses.

Maybe tax filing status affects how much money you get even if it doesn't change your dependent status, but you aren't considered actually independent at all unless one of the above applies