this post was submitted on 15 Jun 2026
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My entire card details got stolen recently, including my name, address and phone number. The first I knew of it was when an email came in with a verification code for a multi-thousand £ purchase for a hotel reservation. I was just thinking it's an odd looking phish when my phone rang. I ignored it as I always do and then it immediately rang again, so I answered it:
Them: Hello, is this Mr Zanzibar?
Me: Yes
Them: This is Amex fraud dept. We've noticed some odd activity on your card, did you make a purchase at x for y in the last few minutes?
Me: No.
Them: OK, great. It's been flagged and declined on our end so your money's safe. Just so that I can get this closed off, can you confirm the code that was sent to you?
Me: ......Nnnnnooooooooo?
Them: immediately hangs up
Obviously then had to then call the real fraud dept and cancel my card, but I was annoyed by how little of a shit they seemed to give. No curiosity of where they could've got every detail of my card, no advice of what to do next, just cancelled the card and issued a new one. Thank you, next caller please.
Spent the rest of the day both relieved that I didn't fall for it but also furious at myself because the best response I could come up with in the moment was "no". I could've at least told them to get fucked!
I would have given them random numbers 🙂
Yup, that's one of the other things I wish I'd had the foresight to do.
My favorite response to scammers and people ringing doorbells selling religion (scam).
The only time I've spoke with one of these (because who answers a phone anymore), was about a decade ago. Told me my insurance was expiring on my car. I started to grab my card to read the numbers and renew. This stuff wasn't widespread and well known at the time.
I had a moment of clarity and asked, "what kind of car do I have?" Line went dead. I got pretty lucky as this was long before the internet had a bajillion reports of exactly this.
I'll prolly fall for something eventually. On a long enough timeline…
That's actually quite devious. Wtf