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QUESTION: My vehicle was hit while parked. What next? (sh.itjust.works)

submitted 6 months ago* (last edited 5 months ago) by CocaineShrimp@sh.itjust.works to c/ontario@lemmy.ca

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Hey everyone,

I've got a question about how to deal with an automotive incident in London, Ontario. Any advice would be much appreciated!

I parked my vehicle outside of a shop, and while I was inside, someone backed into my vehicle & drove off. I was able to capture the hit and run on dash cam, including the other drivers license plate. It's very clear who it was. Luckily, the damage basically boils down to a few dents and scratches.

Im obviously planning on fixing the damage; however, from those that I've spoken to, it's not worth trying to get any compensation from the one who hit me. I'd have to file a police report to get their information, to get the police report I'd need to give them my insurance information, and then my insurance finds out and will raise my rates.

Is there anything worth doing, or am I SOL on this one?

Again, any advice would be much appreciated!

EDIT: Thank you to those that replied! I ultimately decided not file a police report, and eat the cost on this one.

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[–] Lebernashi@lemmy.world 5 points 6 months ago

I went through something very similar last year, even had a witness, but it happened in a parking lot. A person backed into the front of my car, and took off even with someone trying to stop them.

Police never gave me any information beyond what I gave them.

I paid my deductible to get the damage repaired. Insurance didn't go up because it wasn't my fault, and that was the end of it. If I had been parked along the road, the person could have faced legal issues with hitting a vehicle and taking off, but because it occurred on private property the rules are different in Ontario.

Good luck, it does suck that some people suck that bad.