this post was submitted on 12 Dec 2025
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A Boring Dystopia
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The bottom 50% of households have an average net worth of $629?
People who don't own their homes, cars, etc have no net worth other than what's in their savings. Most of us are living day to day. It's not that hard to fathom.
Taking into consideration the large amount of credit card debt, student loans, mortgages, etc.? It's plausible. Someone who rents, is living paycheck-to-paycheck, and has maybe a few hundred dollars in credit card debt could be in the "negative"
Most of America cannot absorb a sudden expense of 400-1000 dollars.