this post was submitted on 20 Jan 2026
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Using alternatives to credit cards in real life is annoying in Sweden, but I try my best. It is easy online, though. Wero is our Lord and Savior!
Can't you pay with Swish?
I try to pay with Swish when possible. But it is a bit cumbersome.
Blik, the Polish member of the European Mobile Payment Systems Association has a contactless payment solution that works as smooth as using a card. But I think they somehow collaborate with Mastercard on it. Some terminals in Sweden apparently can connect with Swish via Bluetooth, but I never got to set it up. So I use the QR code...
I wish these mobile payment systems would be integrated better across borders.
Bluetooth sucks, it's even slower than reading a QR, and unreliable on top of that. We've had this with the Swiss equivalent of Swish (Twint), and it sucked so bad they abandoned it completely. It's just QR now.
The reason we can't use NFC is Apple, by the way. They'reocking everyone out. And because corporate product managers don't want to use NFC on Android and relegate Apple users to QR both get the same, worse option.