this post was submitted on 29 Jan 2026
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cross-posted from: https://lemmy.ca/post/59469059

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[โ€“] Taldan@lemmy.world 2 points 15 hours ago (1 children)

Lack of competition. No other app store is allowed to operate on Apple devices. They have a monopoly, which is the only reason they can charge as much as they do

Sure, Apple are providing a payments platform, but why do they deserve 10x what Stripe charges?

I don't believe that 30% cut includes payment processing. That's an additional fee

Sad to think about how little creators actually get at the end of the day. Example of a $100 donation/subscription:

  • Apple takes 30%

  • Card companies take ~4%

  • Patreon takes 10%

  • Taxes take another big chunk

After all that a the creator would have, what, $40?

[โ€“] dan@upvote.au 1 points 15 hours ago* (last edited 15 hours ago)

No other app store is allowed to operate on Apple devices

That's only true outside of Europe. In the EU, they were forced to allow third-party app stores. The US government doesn't have the guts to do that, since they focus more on the needs/wants of companies, whereas the EU is really focused on consumer rights.

  • Card companies take ~4%
  • Patreon takes 10%

Does Patreon's cut not include payment processing?

The other thing that's ridiculous in the USA is how much credit card processing costs. Stripe is around 3%, while in countries it can be half of that (in Australia, it's commonly around 1% for debit cards and 1.5% for credit cards).