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These US states want polluters to pay for the rising insurance costs of climate disasters
(www.theguardian.com)
Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.
As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades:

How much each change to the atmosphere has warmed the world:

Recommended actions to cut greenhouse gas emissions in the near future:

Anti-science, inactivism, and unsupported conspiracy theories are not ok here.
The big corporate companies hopefully. It's a great idea but they have the politicians in their pockets so that ain't gonna happen anytime soon.
If people got up off their couch instead of spouting defeatist ideas they could make it happen.