This is such a broad topic, that we need some qualifiers to focus. Ai tools in servers from big companies is an absolute no. I am experimenting for fun with local tools on my hardware only. Then there is a huge difference in generative Ai tools that generate code, assist tools to in example translate human languages, or if you use it to ask questions in example. So there is a huge difference in how, for what, and what you actually use Ai.

Ai tools can be useful, under the right circumstances and conditions. But it comes with the problem that they mostly have scraped data without consent and ignoring the licenses. And for server based Ai you also give up your privacy and you need internet connection at all times; loosing control. Then there is this generating code thing. If you don't program yourself and don't understand and generate lots of code, then it will be spaghetti code, with hallucinations and you don't understand every detail to check it.