this post was submitted on 11 Feb 2026
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Why do you use Klarna for all your purchases?
Good question.
It's because I wanted full control over my purchases, how much money went to what things. Partly because I need to be aware of how much money I should take from our shared budget account, and also to keep a close eye on the actual budget to see if the monthly budget needs adjusting.
My regular bank debit card didn't have this functionality at the time (not sure if it does now, but probably ๐คทโโ๏ธ).
So it's pretty much strictly a control thing.
I don't think I'm really Klarna's target audience. They want customers who have poor money management. ๐
Great question, maybe they don't plan to pay?
๐