this post was submitted on 16 Mar 2026
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No offense but it sounds like you’re from the US, where banking is 20 years behind in comparison to Europe.
The other commenter is right, some banks are mandating 2FA using your phone even to log into web banking, so phone authentication is still required.
Also some EU countries have pretty much become cashless although it’s obviously still legal tender. Even some tiny village in the middle of Denmark has card readers.
If this shit is what "ahead" looks like, I'm happy being "behind."
This “shit” is being pushed by the US, and we Europeans are the ones pushing back on it. Just sayin.