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Hurry up and pay us rule
(lemmy.world)
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You can even just get a raspberry pi, install openmedia vault. Get a 2tb external hard drive, and just do it that way without worrying about this type of shit. It isn't hard to setup either.
which is better openmediavault or nextcloud
I have no experience with next cloud. But for me, openmedoavault is fine. I've had no issues with it, other than basic ones, and setting up can be a bit tedious, but just read guides. Also, separately powered drives may be better. But I can't say anything about that.