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Trump Says Biden Plunging U.S. Into Depression. The Stock Market Hit a Record High (www.rollingstone.com)

submitted 11 months ago by CantaloupeLifestyle@lemmy.world to c/politics@lemmy.world

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[-] slander@lemm.ee 7 points 11 months ago

confused by your comment because my 401k contributions go directly towards index funds. are you talking specifically about target date funds, or something else?

[-] Socsa@sh.itjust.works 13 points 11 months ago

It's laughably obviously that this individual has zero experience with individual retirement accounts and is, in fact, making up this alleged analysis. There is no way they even have access to such data.

Target year funds will almost always underperform SPY, by design. They are broad market funds which taper into bonds over time. Either way, I have never seen a 401k which doesn't have many, many index tracking options.

this post was submitted on 14 Dec 2023

453 points (93.5% liked)

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