Unfortunately many areas are fully saturated with hoa. If you want a commute you can stomach the HOA is just part of the acid.

That said, I live near Boulder CO and frankly wish I had an HOA now. My neighborhood is being overrun with people living in rvs . Total respect that people gotta live but my neighborhood is way different now with folks spreading junk all over. Chopping bikes on the sidewalk and leaving sharp metal, needles, hardware and trash everywhere.

Again, respect that people gotta live but now my neighborhood has dangers it didn't. Things that could literally hurt me or my dog.

An HOA would keep em out.