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If this is Wells Fargo making more fake credit cards and charging them in their clients names I’m going to be hangry
Can we just pass a law or act that allows a person to discharge any debt they deem fraudulent? Like if it is known the person had their data leaked and they are signed up for something sketchy we should be able to legally and for free dispute that account/charge/service and have it stricken from our life. To prevent someone from just taking advantage of it though it should also automatically change your SSN or other personal ID number and freeze other accounts that are legit until they are paid in full. Most people would need to use this service at most once in their lifetime.
This is already the case, it’s not a law, but contracts. You’re not in fact a party to the agreement, so you’re not beholden to the terms.
We already have that, it's called debt verification. If they can't prove the debt is really yours, you're off the hook.
Looks like I’m not alone this year.
Hey, good thing I already got my personal information stolen from my doctor’s office or something so I already have a year’s free credit monitoring with alerts etc. 🙂↕️
this post was submitted on 15 Aug 2024
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