I'm with Meridian as well as their subsidiary Motusbank. Haven't had any complaints since I switched in 2019. In Ontario they're regulated as non-profits which is likely why you instantly get higher savings interest rates, lower loan rates and lower fees. Their customer service has been a breath of fresh air compared to TD and CIBC which I've used previously. Their CSR center is here in southern ON. I don't recall which city exactly.

I recall when switching their mortgage rates were a bit lower than the employee mortgage rates at TD at the time.

I'm only using their consumer checking/saving/mortgage services. I can't say much about what else they've got. I know they offer VISA CCs. They looked alright when I checked them. I don't recall if they were among the best or not.

My 2 cents about credit cards:

I don't like most Ontario CU's credit card options. They're just a wrapper of product of collabriafinancial

For example https://www.collabriacreditcards.ca/affiliate_libro/personal-cards

Different CUs provide exactly the same product. Same annual fee, same benefit, same cash back rate. I don't suggest spending too much time finding a credit card program from the CUs