If you want a private way to transfer money you need to use cash, or probably some kind of crypto.
If you want to easily transfer money digitally with as little 3rd party intervention as possible then your bank probably uses Zelle
this post was submitted on 12 Mar 2026
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Privacy
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Paypal web ui. For open source, as private as possible, you're going to want Monero.
Paypal and/or Stripe? Paypal sucks but it has a web UI. You can get a deposit backed credit card without much hassle too, though the fees are high.