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No idea how I'm gonna afford this, maybe I should have just stayed home
Contact your medical provider and your insurance company. Make sure everything got coded correctly. If you’re still on the hook for the balance, as the medical provider for a reasonable payment plan. Ask your medical provider why they didn’t make you aware of this cost up front? Every place I’ve ever been to can check if a procedure is covered before you have said procedure. Be firm, but polite.
Call the billing entity and ask for financial relief. It may be free in the end. At least you should be able to arrange zero interest payments of like $10 a month.
If you are paying out of pocket, often (but not always) you can tell them it's out of pocket and ask if they have a discount for paying all at once within a specific time frame. I have managed to get 30% off of a few med bills like this in the past.
If all else fails, just don't pay it.
Canadian here, my kid dislocated a knee and we had to rush to hospital, X-rays, all the jazz. Im out 4 hours of my afternoon and $0.
We were in and out of the hospital in 3 hours and paid nothing out of pocket.
The wait time myth is the biggest Americans have about universal care, but that like the US is an issue in small rural communities maybe but I’m in a major city and it was in and out, and done quick
I live in a small community in Quebec, and hurt my knee this winter after slipping on ice. I went to the hospital. Emergency room, triage, x-ray and see a doctor. Out the door with a (free) one brace in about 90 minutes.
Total cost: $0. Our hospital doesn't even charge for parking!
It’s wild when I hear Americans say that Canadian emergency wait times are like 6 hours cause I have never heard of that, and I used to work in the biggest emergency and trauma centre in Toronto
Well, wait times certainly can be 6 hours or more. The average in Quebec seems to be 5.5 hours. I happened to go there on a morning when the weather was quite bad, which kept a lot of people away.
Also, for a set of unusual circumstances, my area actually has family physicians for all residents, so people don't use the emergency room as their primary medical care.