Eeeeeeeyup!
1.9% for the county: http://www.tax-rates.org/texas/travis_county_property_tax
0.7% for the Public Improvement District: https://spdpid.comptroller.texas.gov/view/2024/103225659
I agree with your last sentiment too. Warren Buffett said the memories he made in his house are worth way more than the money he lost by not investing it. We're thinking of buying for the same reason.
Alternatively, go to the southern hemisphere. It's really nice and warm in Australia right now.
...ish. My wife and I just did this calculation and (at least in America) property taxes throw a wrench into it.
A decent rental home in Texas costs about $2650 per month. A similar house costs about $460k to buy, and run about $1000/mo in taxes. So you'll only save about $1650 per month.
Even putting that 460k into a bank account at 4.5% interest will give you $1725/mo, let alone stocks, index funds, and all the other investments you could be doing that will out-perform real estate.
Of course, that doesn't disprove your point about poverty since you need to have the money to buy/invest. But it's just a reminder that houses are not the wealth builder that a lot of people imagine them to be.
Always research and determine the best option for your financial situation. Gate-keeping financial literacy is another tool the wealthy use to keep people in poverty.
I don't know if that's true anymore. There are games on there that require login into PSN after installing.
So, is that a colder New York then?
Aw man, how do I give you Lemmy gold?
Aw man, I love how you just said "extended cut". It took me a looooong time to realize it's a parody.
No I think he's getting licked by Apa
You can use yelp for reviews. IIRC Apple maps reviews go to Yelp by default so there's a decent amount of reviews for most places.
Replace insta with Lemmy and I'm livin' the life
Unfortunately, if they don't patent it, someone else will and charge royalties.
That mistake has been made with life saving vaccines and other treatments before.