High-Yield Savings Accounts are something distinct from normal savings accounts. I don't believe there are any HYSAs being offered that have rates as low as 1%.
You can find many institutions online offering HYSAs. It is definitely pretty common. In personal finance circles it's very often recommended to put your emergency fund in a HYSA.
And yes, as you noted, HYSAs have different rules than normal savings accounts. Just like how CDs do.
It's a common financial instrument. You can find many providers online.
You get a much better interest rate than a typical savings account (I think current rates are around 4% or so), but you are typically limited in the number of withdrawals you can make per month. Banks offer better interest rates because the cash is less volatile and sits in the account longer. They are good for cash you want to park somewhere for a while but that you still need quick, infrequent access to, like emergency funds. Credit card payments are also a fine use for it, though I'd say the benefit is pretty minimal unless you consistently maintain a balance greater than the credit card payment.
When I was a kid I had a disc that had some 100-200 SNES games burned onto it. No idea how we got it... My guess is my dad got it from a friend or something.
I played the shit out of Earth Defense Force, Knights of the Round, and Gundam Wing: Endless Duel with my Dreamcast. Though my mom made me stop playing Gundam Wing because one of the Gundam was called Deathscythe and Satanic Panic was in full swing.
Chicago-style pizza too.
But yeah, the diversity isn't as significant as the comic would lead you to believe.
Just because a lot of people are using them does not necessarily mean they are actually valuable. You're claim assumes that people are acting rationally regarding them. But that's an erroneous assumption to make.
People are falling in "love" with them. Asking them for advice about mental health. Treating them like they are some kind of all-knowing oracle (or even having any intelligence whatsoever), when in reality they know nothing and cannot reason at all.
Ultimately they are immensely effective at creating a feedback loop that preys on human psychology and reinforces a dependency on it. It's a bit like addiction in that way.
From what I understand elsewhere in the thread, I believe that's just a matter of router configuration.
Than TikTok? Sure we are. It's an incredibly low bar. Most everything is better than TikTok.
I think a real answer would be "the world becomes much more complex, interesting, and uncertain."
I wouldn't call it depressing. It simply is.
It's just a different kind of difficulty, and of course not all jobs are created equal. But ultimately this rhetoric is the kind of thing the capitalists want. They want to pit "lower class" against "upper class", when in reality, these distinctions are entirely irrelevant and it's actually "the billionaire oligarchy squeezing every last drop out of the rest of us". If you work for a living, you are "low class".
Threads is antithetical to everything the fediverse stands for, so you can still use the term because it doesn't get to claim the term.