It requires several conditions to happen, but like you said a warming climate makes those conditions more probable. So many people online seem to be surprised at Milton's growth, but anyone around when Andrew turned from a tropical storm into a monster out of nowhere knows it can happen even in better times. When I first learned of Milton's initial formation and then also saw the Gulf waters were at record heat levels, it doesn't take much to expect the next steps. Let's hope that jet stream dips faster than the models are saying so it hurts Milton earlier than expected before landfall.