It doesn't though. Whether they physically block you from getting care or put up financial blocks that they know will do the same, the outcome is the same and these layers of abstraction exist to make people like you ok with social murder.

The fact that your argument is based around it being somehow not murder when they implement policies they know will lead to death by not doing their one fucking job makes me so fucking sad.

And yet when they don't cover "the costs associated with it", you'd still defend these insurance companies because it wasn't their responsibility to provide healthcare in the first place, right?

Hard to believe you're a real person expressing these statements, no good faith in your positions... What are you, man? Who the fuck are you even fighting for?