this post was submitted on 08 May 2025
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It depends heavily on the State you live in and what your employer is willing to pay the insurance company. At my current job in my State, that $3000 per year would get me a $0 deductible. When I was below the poverty line, healthcare including dental through the state exchange was free (heavily subsidized to the point of being free, technically).
If you live in a predominantly red state that rejected federal funding or any kind of expansion under the ACA except what was required, it's definitely going to be shit.