this post was submitted on 17 May 2026
217 points (98.7% liked)
Technology
84731 readers
3633 users here now
This is a most excellent place for technology news and articles.
Our Rules
- Follow the lemmy.world rules.
- Only tech related news or articles.
- Be excellent to each other!
- Mod approved content bots can post up to 10 articles per day.
- Threads asking for personal tech support may be deleted.
- Politics threads may be removed.
- No memes allowed as posts, OK to post as comments.
- Only approved bots from the list below, this includes using AI responses and summaries. To ask if your bot can be added please contact a mod.
- Check for duplicates before posting, duplicates may be removed
- Accounts 7 days and younger will have their posts automatically removed.
Approved Bots
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Not that I would use it, but it's read-only access via Plaid. I doubt any bank offers an API to allow write-access.
Do you really want OpenAI employees having full knowledge of your banking accounts and activities?
It wouldn’t take much to throw that data about millions of people at an LLM to do all sorts of stuff, none of which requires write access.
No, it's a privacy nightmare, which is why I would never dream ot using it. But it won't run away with all your money is my point.
What I do see happening in the future is them connecting to crypto accounts. That's when it will wreak havoc.
Do you think banks and credit card companies / credit bureaus aren't already using LLMs on their massive amounts of data?
To tell the truth, OpenAI has been paying former investment bankers to train its AI.
However, this feature is currently only available to Pro users; it will roll out to Plus and Go users next, and finally to free users in the coming months.
You can initiate payments via API but it requires user consent generally, usually by opening the bank app on your phone and tapping authorize, or you'll be redirected to your bank website temporarily to do it
Oh, that's alright then.
I wish sensationalist headlines weren't the order of the day.
I'm surprised something like plaid even exists, i'd expect banks to cooperate with no one regarding customer data