this post was submitted on 22 May 2026
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That sounds like a good system. Here in quebec, it's no fault insurance. It doesn't matter who causes the accident. If you make a claim to fix your car because the other person: ran a stop or lost a tire and it hits your car or whatever other incident occurs, as per my first hand exprience with multiple insurers and even automotive or commercial, your premiums go up until it falls off your record after, I think, seven years.
Yeah, I think its one of the better systems, it is run as a crown corporation nonprofit. Years back people with exotic cars were getting enormously Hugh damage repaired for normal premiums, but they changed that more recently so if your car is more than $150k purchase price you have to pay additional premium to cover higher damages cost.
That's very reasonable, if you can afford that kind of car, you can afford addiontal coverage. For the people who cry about it, I find a good piece of advice when getting an expensive car is that if you can't afford two of them, you can't afford one.
That's a good way to think about it