this post was submitted on 02 Jun 2026
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For when you're min/maxing the amount of 'waterfront property' you can sell.
More like when you're building in a swamp and need to dig out a bunch of dirt to build up the land and put houses on it. I can't imagine flood insurance is cheap there.
The flood insurance is taxpayer subsidized, of course. Because we all need to be responsible for the bad decisions of a few wealthy developers.
Flood insurance is often also subsidized by other insurance purchasers who are not at flood risk! The insurer purchases insurance insurance in case they need to pay out more then they have, which gets added to their admin costs and distributed out to their customers.