No Stupid Questions
No such thing. Ask away!
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Similar to ours, but everyone fills out a form (does their taxes) unless you make less than $15k/yr. When you're hired you fill out a w-4 to say how many dependents you have which determines your withholding. This should work out to make your amount returned or account due in the spring close to 0. Trump's big tax change that was advertised to give people more money, really just changed these charts so that many people got more money on their paychecks but then had to pay more in the spring.
Anyone who has investments, self employed, or had anything other than a simple W-2 (the form you get from your employer in January that tells your earnings for the year) fills out more and more forms. Each of these forms adds more opportunities to get screwed or to game the system. Deductions for business experiences might include dinners, trips, vehicles, homes/home offices, etc. for some people.
We also pay 7.65% (up to $184k of income per year) into social security and Medicare (a small amount of money and mediocre not free healthcare that you receive after age 65 or if disabled) and employers match a portion of that.
Here's s pic of our current tax rates ..