this post was submitted on 11 Jun 2026
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Actually Infuriating

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Just got approved for a new apartment and reading through the lease before signing. They have an addendum that gives them permission (without compensation) to use your name, written statements, likeness in photos, videos, or voice, without exception or limitation, in any kind of marketing materials or social media. It explicitly applies to all residents including minors. It gives them permission to alter these media as they see fit, for all of time, and you waive your right to deny them or sue for libel or violation of privacy.

At the end of the addendum, it does say you have the right to revoke your consent to all of this via written notice. But you are required to sign this addendum. So now I have to write my own legalistic revocation of consent to go with it.

This is an absolute "fuck you" to

  • victims of DV, stalking, or other crimes where they need to keep their identity/living situation confidential

  • people who do not like having their picture taking (enjoying your time at the pool in spite of feeling bad about yourself in a swimsuit? Too bad, everyone can look at you now.)

  • everyone who cares about their privacy for its own sake.

Did I leave anyone out?

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[โ€“] Rivalarrival@lemmy.today 0 points 4 days ago (1 children)

Private mortgages are one way. Instead of borrowing from the bank, you "borrow" from the seller. They will typically charge a significantly higher rate than a bank, but they don't have the same requirements as a bank.

Land contracts are a sort of "rent to own" agreement with a landlord/seller. Basically, in lieu of a down payment, you rent the property for three years - at a fixed monthly payment- and the rental agreement then converts to a private mortgage with the same payment.

Both are more exploitative than a typical, commercial mortgage, but much less so than any sort of rental agreement. With either option, as soon as you qualify for a cheaper, commercial loan, you can retire the private mortgage.

[โ€“] TachyonTele@piefed.social 2 points 4 days ago

Do you travel in your car, too?